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Buying a Property for the Time? Here Are All the FAQ'S

Jun 09, 2021
| By: Aditya Kushwaha

Buying a home for most people in India is a very big decision and involves weighing a lot of pro and cons. If you are doing this for the first time then the task can be even more daunting. There are so many steps, things to consider and things to consider. All these things can drive anybody anxious to say the least.

Investing in property is a big decision and an expensive one too, hence everyone wants to be completely sure of what they are getting into. However, first-time homebuyers enjoy some special advantages that are made to encourage new entrants into the real estate market. Below are some of the frequently asked questions that run on the minds of many first time property buyers 

Q1- IS YOUR FINANCIAL HEALTH GOOD?

Before making an expensive investment in the properties it is very important to look at the savings that you have. Never consider buying a home when you are left with just the emergency savings. At the time of buying a new house, there are some considerate upfront costs such as the down payments of a bank if you are going to avail one and the closing costs. Buying a house is an expensive proposition and you should also consider legal fees and taxes while calculating the cost of ownership.

Review your spending from time to time. You need to know exactly how much you're spending every month. This calculation will tell you how much money you can invest in buying a home. Make sure to keep an account for everything such as utilities, food, car maintenance and payments, student debt, clothing, entertainment, retirement savings, regular savings so on and so forth. Being meticulous in this calculation will also help you in arriving at what will be your ideal EMI. Ideally, this amount should be something that you can pay every month without feeling the pinch.

Q2- WHAT TYPE OF HOME IS BEST TO SUIT YOUR NEEDS?

Every buyer has a number of options to choose from while making the choice to buy a property. If you are looking to buy a residential property then there is a traditional single-family home, a duplex, a townhouse, a holiday home or a multi-family building with two to four units. Each option has its pros and cons, depending on your points of consideration; you need to decide which type of property will be the most suitable for you to buy. The amount of time and money that you spend on choosing the right option for you will for sure serve you a good outcome.

Q3- WHAT ALL FEATURES DO YOU WISH TO HAVE IN YOUR IDEAL HOME?

Since you’re planning to make a big and expensive purchase in your life, you deserve a property that fits both of your needs and wants closely. Be flexible in trying out new and contemporary styles for the decor of your home. You should closely look at all options available for every room including kitchen, bathroom, bedroom and even the lawn balcony. A lot of people hire interior designers and many do the decor by themselves. Both these options have their benefits.

There are also options available like Axis Yog Villas, where you get an uber luxurious villa packed with all the amenities of today. With an option such as this one, you don’t have to spend too much time in selecting and designing things as the builder does all that for you. Another advantage of going for this option is that the interior theme of the entire villa is in sync and you have to only look at ways to personal touches which can be done easily via beautiful aesthetic paintings and showpieces.

 

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